RFID stands for radio-frequency identification. An RFID tag is a microchip that stores information that can be read from a distance by a special device called a reader or interrogator. RFID tags are now found in some passports, drivers’ licenses, employee and university identification cards and credit cards.
While the use of RFID is hard to avoid in the modern world, there are some concerns about the protection of information being held on an RFID. While it’s not that common, there is the potential for RFID tags in cards to be ‘read’ from some distance away by ‘digital pick-pockets’. Although the risk may be low, this potentially puts RFID cards at the risk of identity theft.
Being on the safe side when it comes to protecting your personal information can never hurt. It’s a good idea to take steps to protect yourself if you are travelling overseas, as this is where you are more likely to be at risk of opportunistic RFID skimming.
It’s possible to take steps to help protect your credit cards from RFID skimming activities.
There are a range of RFID protection sleeves and wallets on the market, which are designed to be used with everything from your credit cards to your passport. These protective devices are relatively inexpensive and can be bought from a variety of outlets, including travel goods stores and luggage retailers.
On the positive side, the use of RFID technology is a step forward in card technology and underlines the trend towards less use of cash in our society. For more on this issue click here and to stay ahead of the curb and live cashless download the RACQ banking app.